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To my opinion, it’s extremely important to provide decent level of small business lending in the US. It’s not a secret that small business is a backbone of every economy but because of tough economic times it’s not easy to finance a business on your own. Traditional bank loans are quite hard to get approved for and that’s why there should be different alternatives which would help entrepreneurs financially. For example, Canada payday loans bad credit are easy to get but they are short-term and customers are interested in long term financing. It’s very important to understand that small business runs the economy and has a very important meaning for the economic development.